Grant eligibility checker
Answer five questions and we’ll match you against the live UK schemes — with their deadlines up front. This is a guide, not a decision: always confirm on gov.uk before relying on a grant.
Figures checked October 2026
The UK energy grants landscape in late 2026
Three schemes do most of the work. ECO4 is the big one for low-income households — fully funded insulation and heating measures — and it ends on 31 December 2026, which makes the next few weeks the last realistic window to start an application. The Boiler Upgrade Scheme is simpler: £7,500 off a heat pump (£9,000 in the off-gas-grid window, £2,500 for air-to-air), claimed by your MCS installer, running to 2030 for England and Wales. And the Warm Homes: Local Grant, delivered by councils to March 2028, is the scheme that picks up where ECO4 leaves off for insulation and low-carbon heating.
Layered under all of them is the 0% VAT rate on energy-saving installations, which quietly takes a fifth off the labour-and-materials cost of solar, heat pumps and insulation until 31 March 2027. None of these schemes require you to use a particular installer, and no legitimate scheme charges an application fee or asks for bank details by phone — if someone does, it isn’t the scheme.
How to apply without wasting time
For ECO4 and Warm Homes, start with your local council’s energy-advice page or the gov.uk eligibility pages, and expect a home assessment before anything is agreed — that’s normal, and it’s free. For the Boiler Upgrade Scheme, get quotes from MCS-certified installers and let the chosen one apply: model the post-grant price first so you can spot an inflated “before” price. This checker is a matching guide built from the published rules; the schemes themselves make the final call, and rules change — every deadline above was checked in October 2026.
Grant questions
I’m a tenant — can I get anything?
Private tenants can qualify for ECO4 and Warm Homes with landlord consent, and landlords themselves face EPC minimum standards. Social tenants: your housing provider runs its own upgrade programmes — ask them directly rather than applying individually.
Do solar panels have a grant?
There’s no general solar panel grant in 2026. ECO4 can occasionally fund solar as part of a package for eligible homes. For everyone else, the help is indirect: 0% VAT until March 2027 and SEG payments for exports.
What happens when ECO4 ends?
Warm Homes: Local Grant (to March 2028) becomes the main route for low-income households, delivered through councils rather than energy suppliers. If you’re eligible for ECO4 now, don’t wait for the successor scheme — funding and installer capacity are not guaranteed to carry over.
Ready for real prices?
Calculators give you the ballpark. Get free, no-obligation quotes from MCS-certified UK installers and compare them against these numbers.